Storm Damage Claim Shorted By Your Insurance Company? Contact The Homeowners Consumer Center
If you are a homeowner anywhere in Illinois, and you have been significantly shorted on a claim for storm damage within the last two years, the Homeowners Consumer Center wants to talk to you
What Type Of Insurance Claim?
The organization is looking for claims for damage due to storms, wind, rain, hail, or a plumbing leak.
- Severe spring or summer storms that resulted in roof, siding, or window damage.
- Severe winter storms that could have caused roof leaks, pipe bursts, or home exterior damage.
- Storms that would have significantly impacted an entire community or neighborhood in Illinois.
The Problem With These Claims
While many homeowners have no problems obtaining an adequate settlement from their insurance company that covers the cost of repairs, others have been so shorted they were financially unable to complete the repairs.
"The homeowners we are trying to help in Illinois are those who submitted an insurance claim for wind, hail, rain, or storm damage in the last two years, and instead of getting enough money to make the repairs, they received far less than needed. In some instances we could be talking about tens of thousands less than needed to make the proper repairs.
How To Get In Touch With The Homeowners Consumer Center
This initiative is statewide and includes homeowners in any community in Illinois, such as Chicago, Springfield, Rockford, or Peoria.
The claim must have been filed within the past two years, and homeowners must have well-documented proof of loss and a complete paperwork trail of their dealings with their insurance company.
"If you are a homeowner in Illinois and an insurance company low balled you on a legitimate homeowners insurance claim we would like you to call us at 866-714-6466 so we can try to help you out," concluded the spokesperson from The Homeowners Consumer Center.
What To Do About Future Storm Damage
First, review your current homeowners insurance policy carefully and make sure you understand precisely what your coverage is. If you have recently remodeled or made updates to your home, you may need to increase your dwelling coverage, which is the cost to rebuild. Also check to make sure you have personal property coverage and loss of use coverage that would provide living expenses while your home is being repaired. The cost to increase the coverage, if necessary, is nominal compared to the out of pocket costs you may incur if you do not have adequate coverage.
If your home is damaged by a storm, safety should be your first priority. Once the storm has passed, take plenty of pictures and thoroughly document the damage. Next, call a contractor like ProTek Construction in Naperville
. We offer same day emergency services and can take initial steps to protect your home from further damage until you are able to contact your insurance company.
When the insurance adjuster is scheduled to come to your home, we can have a ProTek estimator onsite as well to ensure the adjuster is making fair and reasonable valuations on the cost to repair the damage.
If you need help repairing storm damage throughout the Chicago suburbs, partner with a contractor you can trust. Call ProTek Construction in Naperville at (331) 444-7380 for a free estimate. Mention code CONSUMER10
to receive a 10% discount on any approved home exterior project.