How To Identify Storm Damage To Your Roof, Siding & Gutters
Unless storm damage is obvious, homeowners typically do not check their roof after storms occur. However, your roof’s integrity may be compromised after several spring storms due to hail, wind, tornadoes or lightning. Winter storms can cause damage due to ice storms and heavy snow loads which can create ice dams on your gutters and produce dangerous conditions, including the potential for a roof collapse.
Over time these storm conditions can damage a shingle’s granulated matting that protects your roof. This can lead to destruction to your home’s interior such as insulation damage, drywall damage, mildew, mold and bug infestation.
How To Recognize Signs Of Roof Damage
If you can safely get on your roof, it's a wise idea to do a visual inspection after major storms, or at least a couple times per year. If your roof is too high or too steep, leave the inspection to a roofing professional
. An annual inspection - usually in the summer - will reveal any hidden damage caused by winter, spring, summer and fall storms.
When inspecting your roof, look for these conditions that may indicate damage that needs to be evaluated by a professional:
- Missing shingles
- Dented or bruised asphalt shingles
- Granules collecting in gutters or downspouts
- Cracked or broken tile, slate or concrete shingles
- Leaks in your roof or ceiling
- Dents on vents, gutters or flashing
Additionally, inspect the following and have a professional perform maintenance and repairs as needed to prevent further damage. Only a professional will be able to discern the extent of any problems and whether a simple repair will fix it, or whether there is a much larger issue with your roof.
- Remove blockages that restrict flow through gutters and downspouts. Refasten or replace sagging gutters or those with a poor pitch.
- Check the seals and the roof surface around flashing, chimneys and skylights. If the roof is otherwise in good condition, it may be possible to caulk any worn seals causing leaks.
- Check for water leaks in the attic - signs could include wet insulation, water stains on the ceiling, wall or floor, mold or mildew.
Your Homeowners Insurance May Help You Pay For Roof Damage
If you see any type of damage, and there was recently a major storm, you may qualify for a roof replacement under your insurance policy. Most policies cover storm damage as a result of hail, wind, lightning and tornado damage. Homeowners typically have up to ONE year from the storm date to file a claim
If you have not filed a claim for fear of increased premiums, most states, including Illinois, prohibit insurance companies from canceling your coverage or singling you out for a rate increase due to an Act of God damage claim.
ProTek Construction Can Help You Identify And Repair Roof Damage
Homeowners insurance covers the repair or replacement of your home up to defined limits. Normal wear and tear and poor maintenance is NOT covered by insurance. If you are not sure what your policy covers, and you think your property has been damaged by a storm, contact ProTek Construction in Naperville at 331-444-7380 for an FREE evaluation. With more than 30 years' experience serving homeowners throughout the Chicagoland area, we are expert roofing professionals and adept at identifying weather-related damages and knowing what's covered by most homeowners insurance programs.