How To Recover From Storm Damage In Illinois
Illinois is known for its turbulent spring and winter storms, and Mother Nature is not selective when it comes to storm damage to your home. It might not always be as obvious as having half your roof violently ripped off; often, a slow, steady leak during the spring thaw can cause just as much damage.
If your home has sustained storm damage, quick and decisive action is needed to protect your home
and family and prevent further damage.
Do these 3 things to recover from storm damage in Illinois.
Step 1 - Assess & Document The Damage
Once the storm has passed and it's safe to evaluate your home, carefully check the interior and exterior of your home for any damage
. Take pictures and detailed notes documenting the damage, even if it seems minor. If you plan to file a claim with your homeowners' insurance, you will be required to submit very detailed information in order to get maximum compensation.
An unfortunate reality is that your insurance company's goal is to get away with paying you the least amount of money as possible. In many cases, homeowners have been so shorted on their claims that they were financially unable to complete needed repairs to make their homes safe again.
Step 2 - Call A Reputable Local Contractor
Because not all insurance companies are as open with their purse strings as homeowners would like for them to be, it's often recommended you call a contractor to assess your storm damage before
calling your insurance company. The contractor will give you the real cost to make the repairs, which you can compare with the insurance adjuster's estimate. Many contractors will even agree to have their estimator at your home when the adjuster comes to make sure you are getting a fair and accurate settlement that will cover all repairs in full.
The contractor will then make any temporary repairs, such as tarping the roof, to keep the elements out until construction can begin.
Step 3 - File A Claim With Your Homeowners' Insurance
Or better yet, let your contractor handle it for you. A good local contractor has the experience and resources needed to negotiate with your insurance company, and can often handle the claim, do the work, and get paid directly by your insurance company, with little involvement from you.
If you are forced to deal with your insurance company directly, be sure to have all your ducks in a row before you contact them. Document the damage personally and get a quote from a contractor well before an insurance adjuster ever steps foot on your property. The more knowledge you have, the better chance you have of maximizing your claim.
ProTek Construction Has More Than 30 Years' Experience With Storm Restoration In Naperville
If you live in Naperville or the surrounding Chicagoland suburbs, ProTek Construction has your back when it comes to storm restoration. Our goal is complete satisfaction and a quality job done right the first time. We work directly with your insurance company at no cost to you, and provide fast, free estimates to get the storm restoration process underway as quickly as possible to get your family safely back in your home. Call us at (331) 444-7380 for a free estimate.